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Survivor Benefit Plan (SBP)

A monthly annuity paid by the Air Force to the surviving spouse or, in some cases, eligible children, of a member who dies on active duty and has completed 20 or more years of active service and is retirement eligible. The initial annuity paid to a surviving spouse is equal to 55 percent of the retired pay to which the member would have been entitled based upon years of active service if retired on the date of death. The annuity is reduced by the amount of the monthly DIC payment awarded and paid to the surviving spouse by the Department of VA. When the surviving spouse reaches age 62, the annuity is reduced to 35 percent. The annuity is paid until the spouse dies, but is suspended upon remarriage before age 55. The annuity to a surviving spouse may be reinstated if the subsequent marriage ends in death or divorce. The annuitant must send a certified copy of the divorce decree or death certificate to DFAS-DE to reinstate the annuity. If a second SBP benefit resulted from the remarriage, the surviving spouse must elect which of the two SBP benefits to receive. Should the surviving spouse remarry at age 55 or older, the annuitant will continue to receive the monthly annuity. The surviving spouse must notify DFAS-DE/FRB, 6760 E. Irvington Place, Denver CO 80279-6000, of any changes in marital status. Detailed information will be provided by your CAR and the DFAS-DE Center.


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