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FY 2007 Basic Allowance for Housing
Rates for Commissioned Officers with Dependents
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Below are the rates of tax-free housing allowance (Basic Allowance for Housing, or BAH) that are provided to commissioned officers (with dependents) who are authorized to reside off base at government expense.

In calendar year 2004, service members living "on the economy" paid an average of 3.5 percent of the housing costs out-of-pocket. That percentage dropped to zero in calendar year 2005, and has remained at zero since. Housing allowance rates are based upon rank, location, and whether or not a member has dependents.

The Department of Defense (DOD) employs Runzheimer International to collect the nation-wide housing cost data that they use to compute BAH. Additionally, DOD obtains current data from multiple sources, employing a "checks and balances" approach to ensure reliability and accuracy. Current residential vacancies, identified in local newspapers and real estate rental listings, are an important source of data. Vacancies are selected at random, and subjected to a screening process. Telephone interviews establish the availability and exact location of each unit sampled. DOD has designed the sample to obtain a statistical confidence level of 95% or higher. DOD also contacts apartment and real estate management companies to identify units for rental pricing. It is not uncommon for DOD to consult real estate professionals in a locality to obtain confirmation and additional sources of data. Where available, DOD contacts fort/post/base housing referral offices, to tap local military expertise and gain insights into the local concerns of military. Finally, DoD and the Services conduct on-site evaluations at various locations to confirm and ensure reliability and accuracy of the cost data.

Kentucky
Location O-1E O-2E O-3E O-1 O-2 O-3 O-4 O-5 O-6 O-7
FORT CAMPBELL, KY 1018 1102 1165 779 940 1111 1228 1309 1320 1335
LEXINGTON, KY 1000 1041 1083 844 960 1045 1127 1184 1194 1208
LOUISVILLE, KY 1035 1082 1193 919 991 1087 1323 1490 1502 1520
FORT KNOX, KY 909 1049 1120 741 783 1065 1183 1263 1273 1288
OWENSBORO, KY 894 936 987 752 854 940 1043 1114 1123 1136
FRANKFORT, KY 1003 1130 1204 763 886 1144 1272 1359 1370 1386
BOWLING GREEN, KY 1012 1119 1191 800 914 1131 1260 1349 1360 1376
PADUCAH, KY 909 1044 1117 653 786 1059 1184 1269 1279 1294

Data courtesy of Department of Defense
For locations not listed above, visit the DOD BAH Interactive Database

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