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FY 2006 Basic Allowance for Housing
Rates for Commissioned Officers with Dependents
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Below are the rates of tax-free housing allowance (Basic Allowance for Housing, or BAH) that are provided to commissioned officers (with dependents) who are authorized to reside off base at government expense.

In calendar year 2004, service members living "on the economy" paid an average of 3.5 percent of the housing costs out-of-pocket. That percentage dropped to zero in calendar year 2005. Housing allowance rates are based upon rank, location, and whether or not a member has dependents.

The Department of Defense (DOD) employs Runzheimer International to collect the nation-wide housing cost data that they use to compute BAH. Additionally, DOD obtains current data from multiple sources, employing a "checks and balances" approach to ensure reliability and accuracy. Current residential vacancies, identified in local newspapers and real estate rental listings, are an important source of data. Vacancies are selected at random, and subjected to a screening process. Telephone interviews establish the availability and exact location of each unit sampled. DOD has designed the sample to obtain a statistical confidence level of 95% or higher. DOD also contacts apartment and real estate management companies to identify units for rental pricing. It is not uncommon for DOD to consult real estate professionals in a locality to obtain confirmation and additional sources of data. Where available, DOD contacts fort/post/base housing referral offices, to tap local military expertise and gain insights into the local concerns of military. Finally, DoD and the Services conduct on-site evaluations at various locations to confirm and ensure reliability and accuracy of the cost data.

Tennessee
Location O-1E O-2E O-3E O-1 O-2 O-3 O-4 O-5 O-6 O-7
CHATTANOOGA, TN 929 997 1050 779 867 1005 1104 1173 1183 1196
KNOXVILLE, TN 1047 1064 1129 884 1027 1066 1207 1306 1317 1332
MEMPHIS, TN 1153 1194 1323 1012 1113 1198 1477 1674 1688 1707
NASHVILLE, TN 1159 1285 1432 1010 1045 1299 1591 1794 1809 1830
JOHNSON CITY/KINGSPORT, TN 937 999 1034 752 879 1006 1067 1109 1118 1131
MANCHESTER/TULLAHOMA, TN 820 864 914 704 779 868 968 1038 1047 1059
JACKSON, TN 890 934 987 763 850 938 1046 1121 1130 1143

Data courtesy of Department of Defense
For locations not listed above, visit the DOD BAH Interactive Database

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