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FY 2006 Basic Allowance for Housing
Rates for Commissioned Officers with Dependents
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Below are the rates of tax-free housing allowance (Basic Allowance for Housing, or BAH) that are provided to commissioned officers (with dependents) who are authorized to reside off base at government expense.

In calendar year 2004, service members living "on the economy" paid an average of 3.5 percent of the housing costs out-of-pocket. That percentage dropped to zero in calendar year 2005. Housing allowance rates are based upon rank, location, and whether or not a member has dependents.

The Department of Defense (DOD) employs Runzheimer International to collect the nation-wide housing cost data that they use to compute BAH. Additionally, DOD obtains current data from multiple sources, employing a "checks and balances" approach to ensure reliability and accuracy. Current residential vacancies, identified in local newspapers and real estate rental listings, are an important source of data. Vacancies are selected at random, and subjected to a screening process. Telephone interviews establish the availability and exact location of each unit sampled. DOD has designed the sample to obtain a statistical confidence level of 95% or higher. DOD also contacts apartment and real estate management companies to identify units for rental pricing. It is not uncommon for DOD to consult real estate professionals in a locality to obtain confirmation and additional sources of data. Where available, DOD contacts fort/post/base housing referral offices, to tap local military expertise and gain insights into the local concerns of military. Finally, DoD and the Services conduct on-site evaluations at various locations to confirm and ensure reliability and accuracy of the cost data.

New Jersey
Location O-1E O-2E O-3E O-1 O-2 O-3 O-4 O-5 O-6 O-7
ATLANTIC CITY, NJ 1713 1797 1868 1392 1632 1806 1942 2036 2053 2077
CAPE MAY, NJ 1587 1659 1709 1324 1519 1666 1758 1821 1836 1857
FORT MONMOUTH/EARLS NWS, NJ 2226 2277 2428 1913 2174 2282 2606 2835 2858 2892
PERTH AMBOY, NJ 2123 2310 2416 1726 1951 2330 2514 2639 2661 2692
NORTHERN NEW JERSEY 2241 2314 2408 1885 2168 2322 2510 2642 2664 2695
TRENTON, NJ 1873 1967 2130 1588 1785 1978 2315 2553 2574 2604
FT DIX/MCGUIRE/LAKEHURST, NJ 1734 1826 1949 1475 1646 1837 2085 2259 2278 2304

Data courtesy of Department of Defense
For locations not listed above, visit the DOD BAH Interactive Database

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