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FY 2006 Basic Allowance for Housing
Rates for Commissioned Officers with Dependents
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Below are the rates of tax-free housing allowance (Basic Allowance for Housing, or BAH) that are provided to commissioned officers (with dependents) who are authorized to reside off base at government expense.

In calendar year 2004, service members living "on the economy" paid an average of 3.5 percent of the housing costs out-of-pocket. That percentage dropped to zero in calendar year 2005. Housing allowance rates are based upon rank, location, and whether or not a member has dependents.

The Department of Defense (DOD) employs Runzheimer International to collect the nation-wide housing cost data that they use to compute BAH. Additionally, DOD obtains current data from multiple sources, employing a "checks and balances" approach to ensure reliability and accuracy. Current residential vacancies, identified in local newspapers and real estate rental listings, are an important source of data. Vacancies are selected at random, and subjected to a screening process. Telephone interviews establish the availability and exact location of each unit sampled. DOD has designed the sample to obtain a statistical confidence level of 95% or higher. DOD also contacts apartment and real estate management companies to identify units for rental pricing. It is not uncommon for DOD to consult real estate professionals in a locality to obtain confirmation and additional sources of data. Where available, DOD contacts fort/post/base housing referral offices, to tap local military expertise and gain insights into the local concerns of military. Finally, DoD and the Services conduct on-site evaluations at various locations to confirm and ensure reliability and accuracy of the cost data.

Kentucky
Location O-1E O-2E O-3E O-1 O-2 O-3 O-4 O-5 O-6 O-7
FORT CAMPBELL, KY 905 961 1035 711 851 967 1116 1221 1231 1245
LEXINGTON, KY 948 1023 1066 813 879 1031 1107 1158 1168 1181
LOUISVILLE, KY 1009 1046 1149 910 973 1051 1271 1426 1438 1455
FORT KNOX, KY 815 886 968 706 751 893 1057 1172 1182 1195
OWENSBORO, KY 894 935 974 783 855 939 1015 1067 1076 1088
FRANKFORT, KY 998 1121 1196 688 884 1135 1268 1359 1370 1386
BOWLING GREEN, KY 1010 1119 1187 786 910 1131 1253 1336 1347 1363
PADUCAH, KY 906 1044 1117 631 780 1059 1184 1269 1279 1294

Data courtesy of Department of Defense
For locations not listed above, visit the DOD BAH Interactive Database

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